Saving money changing banks
It is becoming increasingly clear that the main strategy of banks today is based on “theft” of customers from other branches.
The European banking model, each day is more like the American model where each person chooses a bank for the services is not “because it is what I used all my life.”
So every day we see how the bank deals are aimed primarily at new customers neglecting customers “old.” It is interesting to bank moving according to our needs in order to make the most of our money.
Financial products that can take more advantage of the Bank are currently changing payroll and mortgage abrogation. These are the most important financial institutions as they are a relatively lasting relationship with them and, taking the payroll or mortgage in a particular bank, it is easier for them to consider hiring other related products (like insurance).
One of the most interesting use of financial institutions is the advance of the payroll. There are entities that have a system that advances the payroll, which is very useful for those families who have difficulty making ends meet.
Still, the most exciting product for many are mortgages. With the Euribor at historical lows there are many people who have contracted with soil and your mortgage may not enjoy such low rates at our disposal now. Aware that many financial centipedes have released very juicy with mortgage offers.
In short, we must take advantage now that the banks want customers off each other and make sure also the best deals for our savings or to save more.