The basket of financial security
Find out what to keep in your shopping security to get peace of mind or the time required to retrieve your usual financial pace with something unexpected.
Shopping safety or financial cushion will protect you and your family in case something unexpected happens, as it may be running out of jobs or some other source of income.
This cushion can also help deal with the little surprises of life, as it spoils the car or refrigerator.
To be properly protected, you should make sure your cart contains most? Not all, of the following:
- Having saved a similar amount to your maintenance costs of 3 to 12 months if an emergency arises. The objective here is to have saved money to cover expenses in case you lose your income.
- If you have 50 years, it’s time to do a medical insurance . If you already have one, then it’s time to check that your insurance will cover medical bills if you fall ill.
- I really need to have an updated will . Remember not to plan what will happen after your death, the government will decide what to do with the fruits of your work life.
- If you have your dependents, you should have life insurance. This protect people get dependent on you.
- Protect your income with disability insurance . One in eight people suffer from a handicap. The right disability policy would be one that could pay you a sum of money equivalent to that now take home.
- It is advisable to hire a guard against the lawyers , in order to protect yourself against this tide of frivolous lawsuits that currently inundate us.