Financial Safety Advice

The offer to invest in silver is not as extensive as that of some other financial assets and not all institutions have the capacity to take up positions in this metal. You can invest in silver by buying physical bullion or coins, or by hiring investment funds in silver. The latter alternative is more common among savers, since it is a way to enter this market without taking risks and with the support of managers.

Conservative investments, the annual yield may exceed 5% in the medium term. The main attraction of investment funds investing in silver is the potential return for investors. In conservative profile, the annual yield may exceed 5% in the medium term when the risk increases slightly, you can get more than 15%. It should be noted that neither the carriers nor the distribution of funds guarantee profits, but will give recommendations to clients based on historical returns and projections.

However, it is not the only way to enter this market, until recently little explored. There are a limited range of markets and products exposed to silver from mining companies that are publicly traded and other more sophisticated options. They are next-generation products, which account for investment risk and must sign under the supervision of an expert.

The financial asset is usually a legal document that represents an investment or an economic right for who is giving money and is a funding mechanism for those who broadcasts, in other words, getting the money borrowed. There are other types of financial assets that are not necessarily documents.

The entity or person issuing the document named issuer, he acquires an economic obligation to the person or entity that acquires the title, and the latter in turn expect to receive income or return on investment, this is called the beneficiary.

1. Term Deposit Certificates (CDT): This title is freely negotiable with which a natural person or legal entity may deposit an amount of money to withdraw after a certain time, profiting on your investment performance. Terms can be 30 days later being the most common 30, 60, 90, 180, and 360 days. May issue commercial banks, savings and housing corporations, financial corporations and commercial finance companies. The rate of return on your deposit is determined by the amount, term, corporate responsibility and the prevailing market conditions at the time of its formation. Are nominal, ie, its value is listed in the document, and are not redeemable prior to maturity. Read the rest of this entry →

Since the international financial crisis has exploded worldwide, the first reaction of the market is the stay, but it is for people who face a global crisis, the first thing to do is decide to protect their funds at home and leave there until the end of the crisis.

These reactions are very common in much of the population, but nothing is worse than making that decision. Why? Simply because as the crisis progresses, prices increase and inflation rises, the money that we keep under the mattress will lose value purchase. If before, EUR 10 bought two milks, tomorrow will buy one-thirty, due to the rise in prices.

Then it is clear that cash, paralyzed, does not work. Here the best approach is to invest the money, however little it is, in several different assets together. Although it is very common, you should not invest all savings in a single asset, because if it does not work lose all the money.

Here, it is best to invest, for example, in a fixed time in a mutual fund, stock or perhaps advised by someone you trust. It could also be one of these financial assets plus the capital contribution to another project, in exchange for future profits. The options may be several, some of our country and others with specialist advice. The truth is that nothing will save it under our mattress.